This is a really interesting piece featuring Tina Fawcett, who I'm co-authoring a paper with for EcoCore.
"Can Personal Carbon Allowances Help Cities Reach Their Climate Targets?"
https://www.buildingsandcities.org/insights/commentaries/personal-carbon-allowances.html
Just re-reading this piece and I find it quite inspiring. There is so much stuff in there which we could do.